Multi-System Custom Estate — Centennial, CO

A custom single-family estate in Centennial, CO — the kind of property where the architecture asks for more than one roof system. Three separate structures sit on the grounds: a main house with concrete tile and a small standing-seam accent over the front entry, a guest house finished in synthetic slate composite with weathering-steel metal accents, and a back shop running an exposed-fastener metal panel. Four distinct roofing systems across three buildings. All of them rated for Colorado's worst hail.

A hail event put the entire property out of spec at the same time. The carrier issued a first estimate that wasn't close to what the as-built scope required. What followed was the part of an insurance claim most homeowners never see: multiple supplements, repeated documentation rounds, and a final settlement that arrived only after the carrier had walked the property enough times to recognize the actual scope. The replacement was like for like across all three buildings — same products, same Class 4 ratings, same architectural intent. Project total at closeout was $170,000.

The Main House — Westlake Royal Tile

60 squares of Westlake Royal concrete tile across the main house field. Westlake Royal Roofing is one of the larger U.S. concrete-tile manufacturers, and the Royal product line carries a UL 2218 Class 4 hail rating with Class A fire intrinsic to the concrete body. The original tile field on this roof was already a Westlake product when we walked it — the like-for-like replacement protected the established architecture and kept the carrier's scope simpler to defend.

Over the front entry, a small Sheffield Metals snap-lock standing seam accent runs across the porch roof. Sheffield is a Cleveland-based panel manufacturer whose snap-lock profile is one of the cleanest residential standing-seam systems in the market — concealed clips, no exposed fasteners on the field, and a Kynar 500 / PVDF coil finish rated for 35-plus years of color hold. The accent panel was tied back into the new tile field with custom flashings.

The Guest House — Brava Slate + Pre-Weathered Corten

25 squares of Brava Slate composite synthetic shake across the guest-house field. Brava is one of the four major synthetic composite manufacturers we install (alongside DaVinci, F-Wave, and Inspire). The Brava Slate line uses a multi-width, multi-thickness tile profile with color-through pigment so the field reads like real natural slate from any angle — Class A fire when installed over the manufacturer's underlayment system, Class 4 hail rating, and a 50-year limited warranty.

The architectural moment on the guest house is the pre-weathered Corten accent that wraps the dormer faces and one porch roof plane. Corten — also called weathering steel or Core 10 — is a structural-grade alloy that develops a tight rust patina on the surface that then seals the underlying metal from further corrosion. Pre-weathered material arrives at the jobsite already in the warm rust color the architect specified, rather than aging into it over the first several seasons. The contrast against the cool gray-tone Brava Slate is exactly the look the original architecture was built around.

The Back Shop — Sheffield R-Panel

20 squares of Sheffield Metals R-Panel on the back outbuilding. R-panel is the workhorse exposed-fastener metal system — the right call for a shop or barn-style building where the architecture isn't asking for the cleaner concealed-fastener look of standing seam. Sheffield's R-panel runs in standard 26-gauge with a Kynar PVDF finish on most colors and is the same panel system that had been on the building before the storm. Like-for-like replacement, refinished trim, new fasteners with EPDM washers throughout.

The Insurance Fight — First Estimate to Final Settlement

The first carrier estimate didn't reflect the property. Some of that is normal on multi-system claims — an adjuster who hasn't priced Brava Slate or pre-weathered Corten before will default to round-number allowances that don't match the actual material costs, and the supplements have to be written against the real numbers. Some of it was harder to explain. Either way, the practical answer was the same: document everything, supplement the scope accurately, and don't sign off until the dollar figure matched the build.

We worked the claim through multiple rounds of supplement and re-inspection. The carrier eventually issued a settlement that funded the project at the scope we'd specified from the start. That outcome is what insurance support is supposed to deliver, and it's the kind of work that's invisible on a finished roof but has everything to do with whether the homeowner actually gets the right roof out of the claim or has to write a six-figure check to cover the gap.

Class 4 Across the Whole Property

Every roof system on this property carries a UL 2218 Class 4 hail rating — the highest impact rating an asphalt, composite, tile, or metal system can earn. Class 4 doesn't make a roof hail-proof, but in Colorado it materially changes the math: many carriers offer a Class 4 premium discount, and Class 4 systems statistically come through hail events with less functional damage than lower-rated equivalents. On a property with 105 squares of finished roof spread across three buildings, the cumulative hail-resilience matters every storm season.

What This Project Represents

Multi-system properties are uncommon enough that most roofers don't see one in a given year. The combination of concrete tile, standing seam, composite synthetic slate, weathering steel, and R-panel on a single property requires four separate procurement chains, four sets of trim and flashing details, and a crew comfortable transitioning between four installation rhythms. We do this kind of work because we install all four of these systems independently every year — each one has its own dedicated service page on this site and its own established procurement, fabrication, and detailing process. Stitching them together on one estate is just the next step.