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Denver Hail Damage Specialists ◆ Free Inspection & 100% Claim Support — 855 ROOF-001

Hail Damage Roofing in Denver, CO

Since the June 13, 2018 Denver hail storm — the costliest in Colorado history — our crews have documented, supplemented, and replaced thousands of Denver-metro roofs. Class 4 impact-rated shingles, straight-paper-trail claim support, and no-touch deductible handling.

  • Free on-site hail inspection
  • Class 4 impact-rated installs
  • 100% insurance claim support
  • Adjuster meetings on-site
  • Supplements filed during tear-off
  • ACV-to-RCV depreciation recovery
Request Free Hail Inspection 855 ROOF-001
★★★★★
4.9/5
Google Rated
"

Joel Johnson was my rep and helped me navigate the process. They helped me overcome some hurdles with my insurance company. The communication was great and installation was efficient despite the challenges of living in the mountains. Overall was a good experience and glad I went with Joel and Roof Technologies.

— Andy M. — Google Review
Denver Homeowners Trust
Google ★★★★★ Facebook BBB
Why Denver Homes Need Hail-Ready Roofs

Denver Sits on the Eastern Edge of Hail Alley

Denver-metro zip codes are among the most hail-impacted in the country. The National Weather Service tracks multiple severe-hail events every summer along the Front Range, and a single storm cell can sweep from Boulder through Arvada, Westminster, central Denver, Aurora, and Parker in under an hour — hitting tens of thousands of roofs in one afternoon.

The June 13, 2018 storm alone caused an estimated $2.3 billion in insured losses statewide. Roofs installed before that storm and not properly documented still carry latent damage today. Roofs installed with standard 3-tab shingles lose 30–40% of their rated life to a single event.

  • 2018 Denver hail storm — state's costliest insured catastrophe
  • Average Denver metro hail claim: $18K–$45K full scope
  • Major carriers discount Class 4 shingles 10–30%
  • Colorado is an RCV (Replacement Cost) state on most HO3 policies
  • Colorado law prohibits contractors from absorbing deductibles
  • Statute of limitations on filing: typically 1 year from date of loss
Book a Free Hail Inspection
1000sDenver Roofs Post-2018
4.9★Avg Google Rating
$0Inspection & Claim Support
Denver hail damage roof inspection — Roof Technologies
18+ Denver Metro Cities & Counties Served
Denver Hail Damage — In the Field

What Denver Hail Damage Actually Looks Like

Test-square hits, AC condenser fin damage, gutter dimpling, and siding impact points — photographed during Denver-metro claim inspections.

Denver hail-damaged asphalt shingle roof — test square
Shingle Mat Damage
Denver metro roof replacement after hail claim approval
Post-Claim Replacement
Hail-dimpled seamless gutters — Denver claim scope
Gutter Hail Dimples
Hail-damaged AC condenser fins — Denver hail claim
AC Condenser Damage
Hail impact on vinyl siding — Denver metro
Siding Impact Points
Our Denver Hail Claim Workflow

How We Handle Denver Hail Claims — Step by Step

Six documented steps from the first phone call to the release of your recoverable depreciation check. You pay your deductible; we handle the rest.

1

Free Inspection

Chalked test squares, per-slope photos, attic-side water check where applicable.

2

Written Scope

Loss written to carrier line-item format — roof, gutters, screens, AC, siding, paint.

3

Adjuster Meeting

We walk the roof with your carrier's adjuster so what we saw is what they see.

4

Supplement

During tear-off, any additional damage (decking, code items) gets filed same-day.

5

Install

Class 4 impact-rated shingles, ice-and-water, drip edge, and ventilation to code.

6

Depreciation

Final invoice submitted; recoverable depreciation check releases from your carrier.

Roof Technologies Denver hail claim documentation team
How We Document a Denver Hail Claim

Straight Work, Straight Scope, Straight Paper Trail

A roofing contractor is not a public adjuster and can't negotiate a claim for you — that would be unauthorized practice in Colorado. What we can do is document the damage properly, write an accurate scope, meet your adjuster, and supplement when tear-off exposes more.

  • 1

    Honest First Read

    If the hail was cosmetic and your shingles still pass the mat test, we'll tell you. Filing a zero-pay claim counts against your history.

  • 2

    Documented Scope

    Chalked test squares on each slope, per-elevation photos, attic-side inspection, and a written scope built to Xactimate line items.

  • 3

    On-Site Adjuster Meet

    We walk every slope with your carrier's field adjuster so damage doesn't get missed or minimized.

  • 4

    Supplement During Tear-Off

    Rotted decking, code-required ice-and-water, drip edge upgrades — all filed same-day while the deck is exposed.

  • 5

    Deductible Integrity

    You pay your deductible in full. Any contractor offering to waive or absorb it is committing insurance fraud under Colorado law.

  • 6

    Depreciation Recovery

    Final invoice handling so your recoverable depreciation check releases without friction.

Denver Hail Claim Experience

1,000s of Denver Roofs Replaced Since the 2018 Storm

The June 13, 2018 Denver hail storm was the single costliest insured catastrophe in Colorado history. Roof Technologies was on the ground through the recovery wave — documenting, supplementing, and installing across every Denver-metro zip code impacted. Seven years later, we're still handling supplement follow-ups and depreciation recoveries for homeowners whose 2018 claims never fully closed.

We've built working relationships with the field adjusters, desk adjusters, and third-party administrators used by every major carrier writing Colorado homeowner policies — which means fewer disputes on scope and faster turnaround on supplements.

State Farm
USAA
Allstate
Farmers
Liberty Mutual
American Family
Travelers
Nationwide

For the technical deep-dive on residential claims — ACV vs. RCV, deductibles, supplement windows, and AOB warnings — see our Residential Insurance Claims page. Commercial property owners should see Commercial Insurance Claims.

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Roof Technologies Denver hail damage specialists
Denver Metro Hail Service Area

Hail Damage Coverage Across the Denver Metro

Serving Denver, CO and every surrounding hail-impacted community — Denver, Jefferson, Arapahoe, Adams, and Douglas Counties.

Denver CO hail damage roofing

Denver, CO

Primary Hail Service Area
Aurora CO hail damage roofing

Aurora & East Metro

Arapahoe & Adams Counties
Lakewood and Arvada CO hail damage

Lakewood & Arvada

West Metro — Jefferson County
Denver, CO Aurora Lakewood Arvada Thornton Centennial Parker Broomfield
Westminster
Highlands Ranch
Littleton
Englewood
Wheat Ridge
Castle Rock
Commerce City
Brighton
Lone Tree
Greenwood Village
Cherry Creek
Stapleton / Central Park
Highlands
Washington Park
Park Hill
Sloan's Lake
See Full Denver Metro Service Area →
Solar During a Denver Hail Re-Roof

Solar Panel Removal & Reinstall for Hail Claims

If you have rooftop solar and a hail claim triggers a re-roof, the solar-panel R&R (remove & reinstall) is almost always a reimbursable line item on your Xactimate scope. We coordinate with your solar installer or handle the R&R in-house for Tesla Solar Roof and traditional-panel systems — documented so the labor hits the claim, not your pocket.

For Tesla Solar Roof homes damaged by hail, the Tesla tile system is itself Class 3 impact-rated — but individual tile swaps may be required depending on storm severity. We coordinate directly with Tesla on replacement inventory.

Learn About Solar in Denver →
R&RSolar Panel Remove & Reinstall Documented on Claim
Class 3Tesla Solar Roof Impact Rating
1-CallRoofing & Solar — One Contractor
$0Cost For Your Denver Hail Inspection
Roof Technologies

What Our Denver Hail Claim Customers Say

"Joel Johnson was my rep and helped me navigate the process. They helped me overcome some hurdles with my insurance company. The communication was great and installation was efficient despite the challenges of living in the mountains. Overall was a good experience and glad I went with Joel and Roof Technologies."
— Andy M. — Google Review
"Bo Horton, Kimberly Lasley and Jeffrey Sayers were all very helpful. I am pleased with the work the crew did. My new roof looks great and Bo worked out all the details with my Insurance Company."
— Jon Eric Ferguson — Google Review
"Super happy with Roof Technologies. Joe and Josiah really helped me understand the process and advocated with my insurance company to recover additional $$ for gutters and paint. I am so glad I worked with them!"
— MFM — Google Review
"We had an outstanding experience with Bo Horton from start to finish! The team was professional and punctual. They provided a detailed estimate upfront, explained every step clearly, and delivered exactly what they promised — on time and on budget."
— Christopher Utrup — Google Review
"When I called Joe R for some roofing help it was clear that I was dealing with a top notch professional. He was knowledgeable, timely, courteous, and went above and beyond my expectations in every way. Be sure to ask for Joe when you contact Roof Technologies — you will not regret it."
— Jay Sohn — Google Review

Manufacturer Certifications & Class 4 Shingle Lines

IKO RoofPro Select CertainTeed NorthGate Owens Corning Duration Flex Malarkey Legacy Tamko Heritage IR Tesla Certified BBB Accredited
Request Your Free Denver Hail Inspection

Complimentary Hail Inspection & Claim-Support Consult

Serving Denver, CO and every Denver-metro community impacted by hail. Fill out the form and we'll be in touch with an inspection time — no pressure, no obligation, no deductible games.

855 ROOF-001
Denver, CO & Surrounding Metro — Hail Claim Specialists
info [at] rooftechnologies.com
Same-week hail inspections post-storm
By submitting this form, you agree to receive communications from Roof Technologies regarding your hail inquiry, including calls, emails, or text messages. Message and data rates may apply. You can opt out at any time. We do not waive deductibles or practice public adjusting.

Denver hail damage? Talk to a local Colorado contractor.

855 ROOF-001

Denver Hail FAQ

Common Questions From Denver Hail-Claim Homeowners

Possibly. Many Denver homeowners who settled on ACV after the June 13, 2018 storm never completed the repair and never recovered the depreciation portion of their claim — which can be thousands of dollars. Others have roofs that were patched, not replaced, and have continued to degrade through every storm since. If you have an old claim file, we'll review it, inspect the roof, and tell you honestly whether a supplement or a new claim on a subsequent storm is the right path. Colorado statutes generally give you one year from date of loss to file, but carriers often allow supplement windows on open claims well beyond that.
Yes — most major carriers writing in Colorado offer a wind/hail premium credit for UL 2218 Class 4 impact-rated roofing. State Farm, USAA, Allstate, Farmers, Liberty Mutual, American Family, and Travelers all publish Class 4 discount schedules in Colorado, typically ranging from roughly 10% to 30% of the wind/hail portion of the homeowner's premium. We document the shingle's UL 2218 listing and provide the manufacturer certificate your carrier needs to apply the discount at renewal.
A full Denver-metro residential hail claim written to replacement cost typically falls in the $18,000 to $45,000 range depending on square footage, pitch, stories, and accessory damage. The scope almost always includes the shingle roof system, all gutters and downspouts, window screens, and roof flashings. Wind-direction pattern often adds siding, paint, garage door, fence, deck, and AC condenser fins. Skylights, solar panel R&R, chimney flashings, and code-required ice-and-water or drip edge upgrades get documented separately.
Colorado is an RCV state on most modern homeowner policies. The carrier issues two checks: first, an Actual Cash Value check (RCV minus depreciation minus your deductible) when the claim is approved; then a recoverable depreciation check after the work is complete and the final invoice is submitted. Colorado's Homeowner Insurance Reform Act (CRS 10-4-110.8) also requires carriers to cover matching for undamaged sections when reasonable. Your deductible is yours to pay — any contractor who offers to waive it is committing insurance fraud under Colorado law.
First, walk the property from the ground and photograph hail impact on cars, AC fins, fence caps, soft metals, and any ground-level debris — those images time-stamp the storm. Second, avoid climbing the roof yourself. Third, schedule an independent inspection (free from us) before you call your carrier — you want to know whether you actually have a claimable loss before a claim gets logged against your policy. If damage is clear, file promptly; Colorado carriers can deny late-filed claims if the damage cannot be tied to a specific storm date.
Post-storm storm-chasing is a real problem in the Denver metro. Verify four things before you sign anything: a Colorado business address older than the storm, an active Colorado license and General Liability + Workers' Comp certificate issued to a Colorado entity, a BBB file with a physical Colorado location, and a verifiable Google Business Profile with review history predating the storm. We're Wheat Ridge-based with a multi-year Denver-metro track record — our license, insurance, BBB, and review history are all publicly verifiable.
Several Denver-metro jurisdictions treat Class 4 re-roofs favorably during permit review — the City and County of Denver enforces a re-roof permit through the Denver Development Services portal, and surrounding munis like Aurora, Lakewood, and Arvada run standard residential re-roof permits that accept Class 4 assemblies without added engineering review. We pull the permit in your jurisdiction, schedule the mid-roof and final inspections, and hand you the signed permit card at project close.
Step 1 — free on-site inspection with chalked test squares on each slope, per-elevation photos, and a written scope of loss. Step 2 — if there's a claim, you file it with your carrier and we coordinate directly with the assigned adjuster. Step 3 — we meet the adjuster on the roof, walk every slope, and reconcile scope line-by-line. Step 4 — after approval, we schedule tear-off and install Class 4 shingles; we file any supplement that surfaces once the deck is exposed. Step 5 — after final inspection, we submit the completion invoice so your recoverable depreciation check releases. You pay your deductible; we do not touch it.
Parent Page

Full Denver Metro Service Area

Roofing, solar, gutters, siding, windows — everything Roof Technologies does across the Denver metro.

 Residential Claims

Residential Storm Damage Insurance Claims

ACV vs. RCV, supplement windows, deductible fraud warnings, and the exact workflow we follow on every claim.

 Storm 101 Guide

Storm Damage 101 — Hail, Wind & Insurance

The first-time homeowner's guide to what to do after a hail or wind storm and how insurance actually works.